Dear Little Miss Moneybags: Imitation is the sincerest form of flattery.
1. Stay the heck out of Target. Okay, this one is a little sad. I love Target. Living in the Twin Cities, a Target run pretty much qualifies as patronizing a local business. I can get pretty much everything I need in one shiny co-branded stop. The toddler department is always good for at least one $5 shirt featuring a digger or fire truck, and they might even know I’m pregnant before I do. But Target is poison for those trying to avoid mindless spending and an influx of stuff I don’t really need (exclusive holiday Hershey Kiss flavors!). So I’ll be trying to head to the regular grocery store for regular groceries, even if the ice cream is $2 more expensive.
2. Get a new quote for life insurance. Sometime last summer our financial advisor found a company that may be able to save us $100 a month or so on our term life insurance. That sounds great, but it involves filling out forms and getting new insurance physicals (ugh). We put it off for a bit, then were hit with a job loss and everything else fell by the wayside. Things are back on track now, so we need to get it done. We currently have our life insurance with the same company as our home and auto insurance, so we’ll need to figure out how dropping the life might impact our discount. One step at a time, though.
3. Organize the kitchen cabinets. This is pretty self-explanatory. I plan to get this taken care of on Martin Luther King Day while my employer is closed but our daycare isn’t. Score! I’ll be doing some paint color rumination, too, in hopes that new paint might distract me from all the things I don’t like about the kitchen for a little bit.
4. Go to yoga. At least once. I’m in desperate need of some regular physical activity and stress reduction. For one shining year (seven years ago) I went to yoga classes over my noon hour. I don’t have the same option any longer, but there is a yoga studio about three blocks from my current office that I want to check out.